INTRODUCING RENOVATION NON-NEG PRO
A market-leading policy, providing real value rather than perceived security for complex and high-risk private client and commercial projects.
>>WATCH NOW
When having Non-Negligent Liability insurance pays off
Our new and exclusive short film follows the painful journey of Andrew and Carol Welch. When building their dream eco-house, they were thankful of having organised Non-Negligent Liability insurance to protect them against potentially crippling costs, when the project took an unexpected turn.
"Sometimes things can go wrong...but if you've done everything right you can still prevent a bad situation from getting worse."
>>YOUR TOOLKIT
Designed to support understanding of our Renovation Non-Neg Pro policy - the essential insurance for when property damage is sudden, unforseen and unexpected
Renovation Non-Neg Pro, a Non-Negligent Liability insurance, is specialist cover that financially protects property owners undertaking complex, risky and costly renovation or construction projects. It responds under strict liability conditions, stepping in to support the policyholder when a contractor’s Public Liability or project team’s Professional Indemnity has failed.
We want to help everyone fully understand this less well-known type of insurance, its importance and the key features of Renovation Non-Neg Pro, so take a look at the tools we have ready and waiting for you.
#1 | A masterclass on Non-Negligent Liability insurance
Feeling overawed by Non-Negligent Liability insurance? You're not alone. This type of product is not well understood across the market and is only offered by a few.
In our Masterclass, we take you through all the key information on why this type of insurance is so important and why it should be considered as part of any renovation project.
#2 | Non-Negligent Liability insurance - your essential guide
Our helpful guide will explain why property owners should have Non-Negligent Liability insurance when undertaking complex renovation projects.
The guide focuses on why having the right insurance is crucial, who is liable for third party damage, what the law says, what Non-Negligent Liability insurance is and when it might be required, and the benefits of taking out a Renovation Non-Neg Pro policy.
#3 | A full product rundown of Renovation Non-Neg Pro
During a construction project, the risk to a property is higher and therefore Renovation Non-Neg Pro is on hand to protect should anything go wrong.
Available for both UK private and commercial client projects, Renovation Non-Neg Pro is fully JCT compliant, offers up to £5 million worth of cover and a policy duration of up to 4 years. It can be written on a standalone basis or as part of a package, used as a primary or XoL layer, and includes in-house structural engineer support and a Burland Scale assessment to measure the risk of property damage.
#4 | Three articles that explain Non-Negligent cover
Renovation projects carry risks that most property owners don’t see coming. Many assume that their existing property insurance will cover them for any renovation damage. From party wall disputes to damage caused without negligence - without the correct cover in place right from the start, these issues can quickly become very costly.
We’re passionate about protecting people’s most valuable asset when undergoing renovation works, and these three short reads unpack some need-to-knows about Non-Negligent Liability insurance.
